Climate change is no longer a distant threat to Nigeria, and it is actively reshaping the economy and affecting livelihoods. Increasing temperatures, floods, erratic rainfall, and desertification are disrupting productivity, food security, and overall economic stability. This research paper examines the impact of climate change on Nigeria’s financial performance and assesses the country’s efforts to build resilience. Nigeria’s 2025 sources came from the Nationally Determined Contribution (NDC), World Bank and IMF analyses, and national initiatives like the Nigerian Climate Investment Platform and Flare4Value. The research highlights both progress and persistent gaps. While government policies have advanced climate action, challenges, including weak institutions, limited funding, and inadequate data systems, continue to hinder momentum. The research work concludes with policy recommendations to strengthen governance, attract green investments, and ensure climate action benefits all Nigerians, particularly the most vulnerable. Findings underscore the urgency of integrating low-carbon strategies into Nigeria’s development agenda to achieve a sustainable and inclusive economic future.
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